Roam for Business: Bring Your Own Insurance

If you are new to using Roam for your business, we make it simple to use your own coverage with our insurance requirements.

COI Requirements (Certificate of Insurance) 

As of November 14, 2025

1. Your policy must provide coverage for: Any Auto or Non Owned Auto, Hired Auto, or Scheduled Autos
2. Your policy liability limit must be a minimum of $5,000,000, and have minimum $75,000 for physical damage coverage (limits under $5,000,000 or $75,000 will need to be evaluated)
3. Your policy must have a minimum deductible of $2,500 for Any Auto or Non Owned Auto, Hired Auto, or Scheduled Autos (deductibles higher than $2,500 will need to be evaluated)
4. Your policy must have Curbo Inc O/A Roam listed in the additional insured section

Requesting a COI with Roam added as an additional insured

Send an email to your company's insurance broker and request a COI and add Roam under the “Additional Insured” section.

A COI is a one page PDF document that outlines insurance coverage.

Typically, the Owner, Finance Controller, COO, or Human Resources have the contact information to email your broker.

The COI will be made out to:

CURBO INC. o/a ROAM

18 KING ST. EAST, UNIT 1400

TORONTO, ON M5C 1C4